What We Do

SmartAjo is a software solution that automates thrift (rotational) savings popularly referred to as "Ajo" in Nigeria. It is an automated contribution and settlement solution that makes it easy for members to make contributions and get their money back without hassle.

Fully Administered

You no longer have to bother with administration, we do that for you.

Automated Deduction

We know time is money, so we automatically deduct funds from all members


Who We Are


Our Company

Regal Software Technologies is a limited liabilty company located in Lagos, Nigeria. Regal software was formed as a company committed to developing a next generation software solution to automate the process of thrift saving, otherwise referred to as "AJO", in Nigeria.

  • Our Vision is to be the company that best understand and empowers saving through great software!
  • Our Mission is to lead Nigerian communities to safe and profitable saving through innovative software.

Contact Us




You can also reach us via

Email: info@smartajo.com

Phone: +234-9063891615

Copyright@2016 Regal Software Technologies Limited-All Rights Reserved